Terms and Conditions for stockandstrategy.com
Last updated: April 4, 2025
Please read these Terms and Conditions carefully before using the stockandstrategy.com service.
1. Introduction
Welcome to stockandstrategy! By accessing and using our services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our services.
2. Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings defined under the following conditions. These definitions will have the same meaning regardless of whether they appear in the singular or plural.
Definitions
For the purposes of these Terms and Conditions:
- Company ("We," "Us," "Our") refers to stockandstrategy.
- Service refers to the website and platform provided by stockandstrategy.
- You refers to the individual accessing or using the Service, or the company or legal entity on behalf of which such individual is accessing or using the Service.
3. User Responsibilities
- Users are prohibited from redistributing, reselling, or sharing any stock picks, data, or content provided by stockandstrategy without our express permission.
- Users should conduct their own research and consult financial advisors before making any investment decisions based on information provided on the platform.
- stockandstrategy is not responsible for any decisions made based on the information provided on the platform.
4. Payments & Refunds
- Subscriptions: All subscriptions are auto-renewing. You can cancel your subscription at any time by navigating to your account settings and selecting the cancel option.
- Refund Policy: We offer a 30-day refund period. If you are not satisfied with the service within 30 days of your purchase, you are eligible for a full refund.
5. Data Collection & Privacy
- We collect minimal user data such as login information, payment details, and browsing activity to provide and improve our services. We do not collect any additional personal information without your consent.
- Please refer to our Privacy Policy for more details on how we handle your data.
6. Disclaimer of Performance
- While stockandstrategy provides stock picks and data based on current and historical market analysis, we do not guarantee investment performance. Past performance is not indicative of future results, and any stock picks or recommendations should not be interpreted as financial advice.
7. Limitation of Liability
- stockandstrategy shall not be held liable for any damages or losses resulting from the use of our services. Our total liability is limited to the amount paid by the user for the service, if applicable.
- We are not responsible for any indirect, incidental, special, or consequential damages arising from the use of or reliance on our services.
8. Governing Law
- These Terms and Conditions are governed by the laws of South Africa. However, if you reside in a different country, local laws may apply to matters related to your use of the service.
9. Links to Other Websites
- Our Service may contain links to third-party websites or services that are not owned or controlled by stockandstrategy. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We strongly encourage you to read the terms and conditions and privacy policies of any third-party websites you visit.
10. Termination
- We may terminate or suspend your access to the Service immediately, without prior notice or liability, if you breach these Terms and Conditions. Upon termination, your right to use the Service will cease immediately.
11. "AS IS" and "AS AVAILABLE" Disclaimer
- The Service is provided "AS IS" and "AS AVAILABLE" without warranty of any kind. We do not guarantee that the Service will meet your requirements, be error-free, or operate without interruptions.
12. Disputes Resolution
- If you have any concern or dispute about the Service, you agree to first try to resolve the dispute informally by contacting us.
13. Changes to Terms
- We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days' notice prior to the new terms taking effect. Continued use of the Service after those revisions become effective signifies your agreement to be bound by the revised terms.
14. Contact Us
If you have any questions about these Terms and Conditions, you can contact us at: